Privacy Policy

Personal financial data you enter into our calculators is NEVER collected. All calculations are performed locally in your browser and are not transmitted to our servers.

We automatically collect certain non-personal information when you visit: IP address (anonymized), browser type and version, pages visited and time spent, referring URL, and device type.

If you subscribe to our newsletter, we collect your email address. You may unsubscribe at any time via the link in any email.

If you create an account (Pro/Business plan), we collect your email address and password hash. We do not store payment card numbers — all payments are processed by Stripe.

To provide, operate, and improve our services and calculators.

To send newsletter emails, if you have subscribed and consented.

To analyze usage patterns and improve user experience (only with your analytics consent).

To comply with legal obligations.

We do NOT sell, rent, or trade your personal information to third parties.

We participate in Google AdSense and Google Ad Exchange (AdX) to display advertisements on free-tier pages. These services are provided by Google LLC.

Google may use cookies (including the DoubleClick DART cookie) to serve ads based on your prior visits to our website and other websites on the internet. You may opt out of Google's use of cookies by visiting Google's Ad Settings at https://adssettings.google.com or the Digital Advertising Alliance opt-out page at https://optout.aboutads.info.

Google's advertising partners may also use tracking technologies. For more information on Google's data practices, see the Google Privacy Policy at https://policies.google.com/privacy.

We implement Google Consent Mode v2. If you decline advertising cookies, we pass 'denied' signals to Google and you will see non-personalized ads. If you accept, personalized ads may be shown based on your interests.

Advertising cookies are only placed after you grant explicit consent in our cookie banner.

Essential Cookies: Required for basic site functionality (dark mode preference, session tokens). These cannot be disabled.

Analytics Cookies: We use Google Analytics 4 (GA4) to understand how visitors use our site. These are only placed after you grant analytics consent. Data is anonymized (IP anonymization enabled).

Advertising Cookies: Used by Google AdSense/AdX for ad targeting. These are only placed after you grant advertising consent. See Section 3 for opt-out options.

You can manage your preferences at any time via the 'Manage Preferences' option in our cookie banner.

If you are located in the European Union or European Economic Area, you have the following rights under the General Data Protection Regulation (GDPR):

Right of Access: Request a copy of the personal data we hold about you.

Right to Rectification: Request correction of inaccurate personal data.

Right to Erasure ('Right to be Forgotten'): Request deletion of your personal data.

Right to Restriction: Request that we limit how we use your data.

Right to Data Portability: Receive your data in a machine-readable format.

Right to Object: Object to processing of your data for direct marketing.

Right to Withdraw Consent: Withdraw consent at any time (without affecting the lawfulness of processing before withdrawal).

To exercise any of these rights, contact us at: privacy@findcalculation.com. We will respond within 30 days.

If you are a California resident, the California Consumer Privacy Act (CCPA) grants you the following rights:

Right to Know: Request disclosure of the categories and specific pieces of personal information we collect.

Right to Delete: Request deletion of personal information we have collected.

Right to Opt-Out: Opt out of the 'sale' of personal information. We do not sell personal information. However, sharing data with advertising partners (Google AdSense) may constitute a 'sale' under CCPA. You may opt out via our 'Do Not Sell or Share My Personal Information' link in the footer.

Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To submit a CCPA request, contact us at: privacy@findcalculation.com.

Newsletter subscriber emails: Retained until you unsubscribe.

Account data (Pro/Business): Retained for 90 days after account deletion, then permanently purged.

Analytics data: Retained in Google Analytics for 14 months per Google's default retention policy.

Server logs: Retained for 30 days for security and debugging purposes.

Our website may contain links to third-party websites. We are not responsible for their privacy practices or content. We encourage you to review the privacy policies of any third-party sites you visit.

Our services are not directed to children under 13 (or under 16 in the EU). We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately at privacy@findcalculation.com.

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy with an updated 'Last Updated' date. Your continued use of the site after changes constitutes your acceptance of the revised policy.

For privacy-related inquiries, data subject requests, or to reach our Data Protection contact:

Email: privacy@findcalculation.com

Response time: Within 30 days (GDPR) / 45 days (CCPA).