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Mortgage CalculatorMonthly payments, amortization & total cost for your home loan.
Compound Interest CalculatorSee how investments grow exponentially over time.
Loan Repayment CalculatorMonthly repayments and total interest on any personal loan.
Savings Goal CalculatorHow much to save monthly to reach your financial target.
Retirement PlannerCheck if you are on track to retire with enough wealth.
ROI CalculatorMeasure return on investment and profitability.
Investment Growth CalculatorProject portfolio growth with regular contributions.
Tax CalculatorEstimate your income tax based on progressive brackets.
Break-Even AnalysisHow many units to sell to break even.
Basic CalculatorStandard arithmetic calculator with expression display and history.
Inflation CalculatorSee how inflation eats into purchasing power.
Currency ConverterReal-time exchange rates.
Budget PlannerTrack your income and expenses.
Compare InvestmentsWhich investment is better?
Goal PlannerPlan your path to a target amount.
DCF Valuation ModelValue any enterprise using discounted cash flow analysis & sensitivity grids.
WACC CalculatorCompute hurdle rate & cost of capital with CAPM beta.
LBO Returns ModelPrivate equity LBO model with debt paydown, MOIC & IRR.
SaaS Financial Metrics & RunwayUnit economics, CAC payback, LTV:CAC & burn runway.
Real Estate Waterfall (LP/GP)Multi-tier LP/GP promote splits, preferred return & catch-up.
Black-Scholes Options Pricer & GreeksOption pricing, implied volatility & all 5 Greeks visualizer.
Net Worth TrackerAssets vs liabilities wealth scorecard & asset allocation.
Emergency Fund CalculatorTarget months of living expenses & savings runway.
Debt Payoff (Snowball vs Avalanche)Snowball vs Avalanche comparison, debt-free date & interest saved.
Credit Card Payoff CalculatorEscape the minimum payment trap & calculate exact payoff timeline.
Rent vs. Buy CalculatorFull net-worth crossover model: buying vs renting & investing.
Car Affordability (20/4/10 Rule)Vehicle budget, 20/4/10 rule & total cost of ownership.
Student Loan Repayment CalculatorStandard vs graduated vs extended repayment & interest.
Take-Home Pay / Paycheck CalculatorGross salary to net paycheck after taxes and deductions.
Profit Margin & Markup CalculatorGross margin, net profit margin, COGS & markup %.
Salary to Hourly ConverterAnnual salary ↔ hourly ↔ monthly ↔ weekly converter.
M&A Accretion / Dilution ModelM&A deal screening, pro-forma EPS accretion & synergy breakeven.
Comps & Multiples ValuationPeer multiples benchmarking, EV/EBITDA & valuation football field.
DSCR & Commercial Loan SizingCommercial debt sizing, NOI stress test & bank covenant check.
Cap Rate Valuation & Sensitivity MatrixCommercial property valuation, Yield on Cost & Cap Rate sensitivity.
3-Statement Financial Modeling EngineP&L → Balance Sheet → Cash Flow integrated financial model.
Construction Loan Draw & Interest ReserveDraw schedule, interest reserve sizing & peak loan exposure.
Monte Carlo Portfolio & Retirement Sim1,000 market simulations, sequence of returns & success %.
Markowitz Efficient Frontier & Asset AllocationMPT portfolio optimizer, Sharpe ratio & risk-return frontier.
Value at Risk (VaR) & Expected Shortfall95% & 99% VaR, maximum dollar downside & Expected Shortfall.
Bond Duration & ConvexityMacaulay duration, modified duration & convexity rate shocks.
Dividend Reinvestment Compounding (DRIP)DRIP compounding engine, yield on cost & dividend growth.
Multi-Leg Options P&L Payoff VisualizerMulti-leg options strategies, payoff curves & breakeven points.
Startup Cap Table & Equity DilutionVenture fundraising rounds, ESOP pool & founder dilution.
Cash Conversion Cycle (CCC) & Working CapitalDSO, DIO, DPO cash conversion cycle & trapped liquidity.
Corporate Credit Scorecard & Altman Z-ScoreAltman Z-score bankruptcy predictor & credit rating proxy.
Expected Credit Loss (ECL / CECL)IFRS 9 / CECL loan impairment, PD x LGD x EAD provisions.
Transfer Pricing & Arm's Length ModelOECD BEPS transfer pricing, Cost-Plus markup & TNMM margins.
SPV & Private Fund Carry WaterfallPE fund waterfall, GP 100% catch-up & 20% carried interest.
Tip & Bill Split CalculatorSplit group restaurant checks, custom tip % & per-person shares.
Simple vs Compound Loan InterestSimple interest vs amortized loan cost comparison.
Auto Lease vs Buy CalculatorCar lease payments, money factor APR & lease vs buy comparison.
APY to APR Interest Rate ConverterConvert nominal APR to effective compounding APY.
Certificate of Deposit (CD) LadderCD ladder strategy, rolling maturity tranches & guaranteed yield.
FHA Mortgage & Upfront MIP Calculator3.5% down FHA home loan, upfront & monthly MIP insurance.
VA Home Loan & Funding Fee Calculator0% down VA home loan, $0 monthly PMI & funding fee tiers.
Jumbo Mortgage Sizing & Reserve CalculatorNon-conforming jumbo mortgages, PITI & post-close reserve requirements.
Mortgage Refinance Break-Even CalculatorMonthly savings, break-even months & lifetime interest savings.
Home Equity Line of Credit (HELOC)Max credit line sizing, interest-only draw & 20-yr repayment phase.
Bi-Weekly Mortgage Accelerated PayoffBi-weekly mortgage schedule, extra annual payment & years saved.
Commercial Bridge Loan & Mezzanine DebtValue-add CRE bridge loan, LTC sizing, holding costs & exit MOIC.
FIRE Financial Independence CalculatorFIRE number, Lean/Fat/Barista FIRE milestones & timeline to retirement.
Health Savings Account (HSA) CompoundingTriple-tax advantage HSA growth, compounding & tax savings.
Backdoor Roth IRA & Pro-Rata Tax EstimatorHigh-income Backdoor Roth, IRS pro-rata rule & conversion tax.
Required Minimum Distribution (RMD)SECURE 2.0 Act RMDs starting at age 73, IRS divisors & tax withholding.
Social Security Benefit Age OptimizerAge 62 vs 67 vs 70 claiming strategies & crossover break-even age.
401(k) Employer Match MaximizerFree company match dollars, instant ROI & 30-yr compounding value.
Federal & State Estate Tax CalculatorFederal & state estate tax, lifetime exemption shield & net inheritance.
Capital Gains Tax Calculator (Short vs Long)Short vs long-term capital gains, NIIT 3.8% & state tax.
Cryptocurrency Tax Calculator (FIFO / HIFO)Crypto trades, token swaps, staking income & FIFO/HIFO cost basis.
Brokerage Margin Loan & Margin Call CalculatorMargin interest expense, equity coverage & margin call price trigger.
SAFE Note & Convertible Note ConversionPost-money SAFE conversions, valuation caps & Series A dilution.
Employee Stock Options (ISO vs NSO) & AMTISO vs NSO option exercise, AMT tax liabilities & spread profits.
Restricted Stock Unit (RSU) Vesting & TaxRSU vesting schedule, supplemental withholding & net take-home equity.
Startup Runway & Net Burn Rate SimulatorStartup cash runway, net burn rate & Zero Cash Date forecast.
SaaS Customer & Revenue Churn SimulatorMonthly logo churn %, cohort decay curves & Customer Lifetime Value.
Enterprise SaaS ACV, TCV & ASC 606ACV, TCV, multi-year contracts & ASC 606 revenue recognition.
Unit Economics & Contribution MarginUnit contribution margin, variable costs & break-even sales volume.
Section 1031 Tax Deferred ExchangeSection 1031 like-kind exchange, depreciation recapture & boot tax.
Real Estate Cost Segregation & Bonus DeprecAccelerated depreciation, 5/15-yr asset reclassification & bonus tax savings.
Multi-Year Cash Flow IRR & NPV EngineMulti-year cash flow IRR, Net Present Value & Profitability Index.
Zakat Calculator 2025 — Gold, Cash, Business & PropertyCalculate Zakat on gold, cash, business & investments. Free Islamic finance tool.
Income Tax Calculator 2025-26 — Pakistan FBR, USA, UK, Canada, AustraliaPakistan FBR 2025-26 + USA, UK, CA, AU income tax with slab breakdown.
EMI Calculator 2025 — Conventional & Islamic Murabaha FinanceMonthly EMI for loans and Islamic Murabaha. Full amortization schedule.
Depreciation Calculator — Straight-Line, Declining Balance & SYDStraight-Line, Double Declining & SYD depreciation schedule.
Financial Ratios Calculator — Liquidity, Profitability & SolvencyLiquidity, profitability, leverage, and efficiency ratios with benchmarks.
EOBI Pension Calculator Pakistan — Monthly Old-Age BenefitsEOBI monthly pension, statutory minimum, and lump-sum grant.
Withholding Tax Calculator Pakistan (FBR WHT 2025–26)Pakistan FBR withholding tax rates & non-filer penalties.
Days Sales Outstanding (DSO) CalculatorMeasure accounts receivable collection speed & trapped working capital.
Inventory Turnover Ratio & Days Sales of Inventory (DSI) CalculatorInventory turnover ratio and Days Sales of Inventory (DSI).
Basic CalculatorA simple, standard arithmetic calculator for quick everyday math

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